/* Kahan Lagayein? v3. "Signpost" identity: deep teal ink, marigold accent, truck-art and
   Mughal-arch motifs in original SVG. Mobile-first; breakpoints 640 / 768 / 1024 / 1280.
   Radius rule: cards 20px, inner tiles 14px, inputs 12px, buttons and chips full pill. */

:root {
  --bg: #F3F4EE;
  --surface: #FFFFFF;
  --surface-2: #E9EFE8;
  --tint: #DCEBE5;
  --ink: #102A2C;
  --muted: #3F5457;
  --line: #D3DCD6;
  --line-strong: #6B7F7E;
  --brand: #0D5C55;
  --brand-hover: #0A4A44;
  --on-brand: #FFFFFF;
  --brand-text: #0D5C55;
  --accent: #F6A823;
  --accent-hover: #E89A12;
  --on-accent: #102A2C;
  --accent-soft: #FDEBC8;
  --pos: #0B6E3F;
  --pos-soft: #DDF2E5;
  --neg: #AF2318;
  --neg-soft: #FBE3DE;
  --warn-soft: #FFF1D6;
  --focus: #0D5C55;
  --hero-bg: #DCEBE5;
  --art-arch: #C3DED5;
  --art-line: #0D5C55;
  --shadow: 0 1px 2px rgb(16 42 44 / .06), 0 8px 24px -12px rgb(16 42 44 / .18);
  --shadow-lg: 0 2px 4px rgb(16 42 44 / .06), 0 24px 48px -20px rgb(16 42 44 / .28);
  --m-safe-0: #0D5C55;
  --m-safe-1: #4E9E90;
  --m-safe-2: #9CCFC4;
  --m-growth: #2F5DA8;
  --m-gold: #F6A823;
  --m-reit: #E2603F;

  --f-display: "Manrope", system-ui, sans-serif;
  --f-body: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  --f-ur: "Noto Nastaliq Urdu", "Jameel Noori Nastaleeq", serif;
  --r-card: 20px;
  --r-tile: 14px;
  --r-input: 12px;
  --gutter: 16px;
  --header-h: 60px;
  --ease: cubic-bezier(.16, 1, .3, 1);
  color-scheme: light;
}

/* Dark theme: opt-in via the header toggle (light is the default). */
:root[data-theme="dark"] {
    --bg: #0B1A1C;
    --surface: #112628;
    --surface-2: #163133;
    --tint: #143A37;
    --ink: #EDF3EF;
    --muted: #B1C3BF;
    --line: #27413F;
    --line-strong: #7D9592;
    --brand: #5CC7B5;
    --brand-hover: #7AD6C6;
    --on-brand: #06201E;
    --brand-text: #74D3C3;
    --accent: #F6A823;
    --accent-hover: #FFB940;
    --on-accent: #102A2C;
    --accent-soft: #3A2E12;
    --pos: #6BD99A;
    --pos-soft: #12352A;
    --neg: #FF9C8F;
    --neg-soft: #3D1A17;
    --warn-soft: #33290F;
    --focus: #F6A823;
    --hero-bg: #133533;
    --art-arch: #1D4A46;
    --art-line: #74D3C3;
    --shadow: 0 1px 2px rgb(0 0 0 / .3), 0 8px 24px -12px rgb(0 0 0 / .5);
    --shadow-lg: 0 2px 4px rgb(0 0 0 / .3), 0 24px 48px -20px rgb(0 0 0 / .6);
    --m-safe-0: #2FA392;
    --m-safe-1: #74D3C3;
    --m-safe-2: #B9EAE0;
    --m-growth: #6F9BE8;
    color-scheme: dark;
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: calc(var(--header-h) + 12px); }
@media (prefers-reduced-motion: no-preference) { html { scroll-behavior: smooth; } }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 400 1rem/1.6 var(--f-body);
  overflow-x: clip;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
h1, h2, h3, h4 { font-family: var(--f-display); color: var(--ink); margin: 0; line-height: 1.12; letter-spacing: -0.02em; text-wrap: balance; }
p { margin: 0; text-wrap: pretty; }
a { color: var(--brand-text); text-underline-offset: 3px; text-decoration-thickness: 1.5px; }
a:hover { text-decoration-thickness: 2.5px; }
button, input, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
.num { font-variant-numeric: tabular-nums; }
.ur { font-family: var(--f-ur); line-height: 2; }
.sr-only { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.ic { width: 20px; height: 20px; flex: none; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 3px; border-radius: 6px; }
[tabindex="-1"]:focus { outline: none; }
[hidden] { display: none !important; }

.shell { width: 100%; max-width: 1280px; margin-inline: auto; padding-inline: var(--gutter); }
@media (min-width: 768px) { :root { --gutter: 28px; } }
@media (min-width: 1280px) { :root { --gutter: 40px; } }

.skip { position: absolute; left: 12px; top: -100px; z-index: 100; background: var(--ink); color: var(--bg); padding: 12px 16px; border-radius: 12px; font-weight: 700; }
.skip:focus { top: 12px; }

/* ---------- header ---------- */
.top {
  position: sticky; top: 0; z-index: 30;
  background: color-mix(in srgb, var(--bg) 88%, transparent);
  backdrop-filter: saturate(160%) blur(12px);
  -webkit-backdrop-filter: saturate(160%) blur(12px);
  border-bottom: 1px solid var(--line);
}
@media (prefers-reduced-transparency: reduce) { .top { background: var(--bg); backdrop-filter: none; } }
.top-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: var(--header-h); }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); min-height: 44px; border-radius: 10px; }
.brand-mark { width: 34px; height: 34px; flex: none; }
.brand-text { display: flex; flex-direction: column; line-height: 1; }
.brand-name { font: 800 1.1875rem/1 var(--f-display); letter-spacing: -0.03em; white-space: nowrap; }
.brand-q { color: var(--brand-text); margin-left: 1px; }
.brand-ur { display: none; font-family: var(--f-ur); font-size: .75rem; line-height: 1.6; color: var(--muted); margin-top: 2px; }

.nav-desktop { display: none; }
.top-actions { display: flex; align-items: center; gap: 10px; }
.top .icon-btn { width: 44px; height: 44px; }
@media (max-width: 399px) {
  .top-inner { gap: 8px; }
  .brand { gap: 8px; }
  .brand-mark { width: 30px; height: 30px; }
  .brand-name { font-size: 1.0625rem; }
}
@media (max-width: 359px) {
  .menu-btn { width: 44px; padding: 0; justify-content: center; }
  .menu-btn span { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
}
.theme-btn .ic-sun, [data-theme="dark"] .theme-btn .ic-moon { display: none; }
[data-theme="dark"] .theme-btn .ic-sun { display: block; }
@media (min-width: 1024px) { .top-inner { gap: 24px; } .nav-desktop { margin-left: auto; } }
.menu-btn {
  display: inline-flex; align-items: center; gap: 8px;
  min-height: 44px; padding: 0 16px 0 12px;
  border: 1.5px solid var(--line-strong); border-radius: 999px;
  background: var(--surface); color: var(--ink); font-weight: 700; font-size: .9375rem;
}
.menu-btn:hover { border-color: var(--ink); }
.menu-btn:active { transform: scale(.97); }

@media (min-width: 1024px) {
  :root { --header-h: 72px; }
  .brand-ur { display: block; }
  .nav-desktop { display: block; }
  .nav-desktop ul { display: flex; gap: 6px; list-style: none; margin: 0; padding: 0; align-items: center; }
  .nav-desktop a {
    display: inline-flex; align-items: center; gap: 6px; min-height: 44px; padding: 0 16px;
    border-radius: 999px; color: var(--ink); text-decoration: none; font-weight: 600; font-size: .9375rem; white-space: nowrap;
  }
  .nav-desktop a:hover { background: var(--surface-2); }
  .nav-desktop a[aria-current] { background: var(--tint); color: var(--brand-text); }
  .nav-desktop .nav-scam { margin-left: 10px; background: var(--ink); color: var(--bg); }
  .nav-desktop .nav-scam:hover, .nav-desktop .nav-scam[aria-current] { background: var(--brand); color: var(--on-brand); }
  .nav-desktop .nav-scam .ic { width: 18px; height: 18px; }
}

/* ---------- drawer (native <dialog>) ---------- */
.drawer {
  margin: 0 0 0 auto; height: 100dvh; max-height: 100dvh; width: min(380px, 92vw); max-width: none;
  padding: 0; border: 0; border-radius: 24px 0 0 24px;
  background: var(--surface); color: var(--ink); box-shadow: var(--shadow-lg);
  display: none; flex-direction: column;
}
.drawer[open] { display: flex; }
.drawer::backdrop { background: rgb(6 20 22 / .55); }
.drawer-head { display: flex; align-items: center; justify-content: space-between; padding: 10px 12px 10px 20px; border-bottom: 1px solid var(--line); min-height: var(--header-h); }
.drawer-title { font: 800 1.25rem/1 var(--f-display); }
.icon-btn { display: inline-grid; place-items: center; width: 44px; height: 44px; border-radius: 999px; border: 1.5px solid var(--line-strong); background: var(--surface); color: var(--ink); }
.icon-btn:hover { border-color: var(--ink); }
.drawer-list { list-style: none; margin: 0; padding: 12px; display: grid; gap: 4px; }
.drawer-list a { display: flex; gap: 14px; align-items: center; padding: 12px; border-radius: var(--r-tile); text-decoration: none; color: var(--ink); }
.drawer-list a:hover { background: var(--surface-2); }
.drawer-list b { display: block; font: 700 1.0625rem/1.25 var(--f-display); }
.drawer-list small { display: block; color: var(--muted); font-size: .875rem; line-height: 1.4; margin-top: 2px; }
.drawer-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--tint); color: var(--brand-text); flex: none; }
.drawer-ic.warn { background: var(--neg-soft); color: var(--neg); }
.drawer-foot { margin-top: auto; padding: 16px 20px 24px; color: var(--muted); font-size: .875rem; border-top: 1px solid var(--line); }
@media (prefers-reduced-motion: no-preference) {
  .drawer[open] { animation: drawer-in .32s var(--ease); }
  .drawer[open]::backdrop { animation: fade-in .25s ease; }
}
@keyframes drawer-in { from { transform: translateX(100%); } to { transform: none; } }
@keyframes fade-in { from { opacity: 0; } }

/* ---------- shared bits ---------- */
main > section { padding-block: 56px; }
@media (min-width: 1024px) { main > section { padding-block: 88px; } }
h2 { font-size: clamp(1.75rem, 1.2rem + 2.4vw, 2.625rem); font-weight: 800; }
.section-lede { color: var(--muted); font-size: 1.0625rem; max-width: 62ch; margin-top: 12px; }
.block-h { font-size: 1.375rem; font-weight: 700; margin: 40px 0 16px; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-card); box-shadow: var(--shadow); padding: 20px; }
@media (min-width: 768px) { .card { padding: 28px; } }
.card-h { font-size: 1.1875rem; font-weight: 700; display: flex; align-items: center; gap: 8px; }
.card-sub { color: var(--muted); font-size: .9375rem; margin-top: 6px; }
.fine { color: var(--muted); font-size: .9375rem; margin-top: 14px; max-width: 80ch; }

.sec-head { display: grid; gap: 16px; align-items: center; margin-bottom: 28px; }
.sec-head .spot { width: 128px; height: auto; }
@media (min-width: 768px) {
  .sec-head { grid-template-columns: 200px 1fr; gap: 32px; margin-bottom: 40px; }
  .sec-head .spot { width: 200px; }
}

.cta {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 56px; padding: 0 28px; border: 0; border-radius: 999px;
  background: var(--accent); color: var(--on-accent);
  font: 800 1.125rem/1 var(--f-display); letter-spacing: -0.01em; white-space: nowrap;
  box-shadow: inset 0 -3px 0 rgb(16 42 44 / .18), 0 6px 16px -8px rgb(201 133 18 / .7);
  transition: background-color .2s, transform .15s var(--ease);
}
.cta:hover { background: var(--accent-hover); }
.cta:active { transform: translateY(1px) scale(.99); }
.cta .ic { width: 22px; height: 22px; transition: transform .2s var(--ease); }
.cta:hover .ic { transform: translateX(3px); }
.cta.small { min-height: 48px; font-size: 1rem; padding: 0 22px; }
.cta:focus-visible { outline-color: var(--ink); }

/* ---------- hero ---------- */
.hero { padding-block: 16px 56px; }
.hero-grid { display: grid; gap: 0; }
.hero-panel {
  position: relative; overflow: hidden;
  background:
    radial-gradient(120% 80% at 100% 0%, color-mix(in srgb, var(--accent) 22%, transparent), transparent 60%),
    var(--hero-bg);
  border-radius: 28px; padding: 28px 22px 36px;
}
.hero-panel::after { /* subtle grain */
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .35; mix-blend-mode: multiply;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 0.06 0 0 0 0 0.16 0 0 0 0 0.17 0 0 0 .09 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}
.hero-ur { font: 500 1.25rem/2.1 var(--f-ur); color: var(--brand-text); margin-bottom: 2px; }
.hero h1 { font-size: clamp(2.25rem, 1.4rem + 4.4vw, 4rem); font-weight: 800; letter-spacing: -0.035em; line-height: 1.02; max-width: 14ch; }
.hero .lede { margin-top: 14px; font-size: 1.125rem; line-height: 1.55; color: var(--ink); max-width: 40ch; }
.hero .lede strong { font-weight: 700; box-shadow: inset 0 -.42em 0 color-mix(in srgb, var(--accent) 55%, transparent); }
.hero-art { margin: 8px -6px 0; }
.hero-art svg { width: 100%; height: auto; max-height: 270px; margin-inline: auto; }

.planner {
  position: relative; z-index: 2;
  margin: -36px 6px 0;
  background: var(--surface); border: 1px solid var(--line); border-radius: 24px; box-shadow: var(--shadow-lg);
  padding: 22px 18px 20px; display: grid; gap: 22px;
}
.planner-title { font-size: 1.5rem; font-weight: 800; }
@media (min-width: 768px) {
  .hero-panel { padding: 44px 44px 56px; }
  .hero-art svg { max-height: 360px; }
  .planner { margin: -56px 40px 0; padding: 32px; }
}
@media (min-width: 1024px) {
  .hero { padding-block: 24px 72px; }
  .hero-grid { grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr); align-items: start; }
  .hero-panel { padding: 52px 48px 24px; border-radius: 32px; min-height: 640px; display: flex; flex-direction: column; margin-right: -72px; padding-right: 120px; }
  .hero-art { margin-top: auto; }
  .hero-art svg { max-height: 380px; }
  .planner { margin: 40px 0 0; padding: 32px; }
}

/* fields */
.field { display: grid; gap: 10px; }
label, legend { font-weight: 700; font-size: 1rem; color: var(--ink); }
.hint { color: var(--muted); font-size: .9375rem; }
.error { color: var(--neg); font-weight: 700; display: flex; gap: 6px; align-items: center; font-size: .9375rem; }
.amount-wrap {
  display: flex; align-items: center; gap: 10px;
  border: 2px solid var(--line-strong); border-radius: var(--r-input); background: var(--surface);
  padding: 0 14px; transition: border-color .15s;
}
.amount-wrap:focus-within { border-color: var(--brand); outline: 3px solid color-mix(in srgb, var(--focus) 35%, transparent); outline-offset: 1px; }
.amount-cur { font: 700 1.25rem/1 var(--f-display); color: var(--muted); }
#amount { flex: 1; min-width: 0; border: 0; background: none; padding: 12px 0; font: 800 1.875rem/1.2 var(--f-display); letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
#amount:focus { outline: none; }
#amount[aria-invalid="true"] { color: var(--neg); }
.amount-field:has([aria-invalid="true"]) .amount-wrap { border-color: var(--neg); }
.amount-words { font-weight: 700; color: var(--brand-text); min-height: 1.6em; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chips button {
  min-height: 40px; padding: 0 16px; border-radius: 999px;
  border: 1.5px solid var(--line-strong); background: var(--surface); font-weight: 600; font-size: .9375rem;
}
.chips button:hover { border-color: var(--brand); background: var(--tint); }
.chips button:active { transform: scale(.97); }

fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
legend { padding: 0; margin-bottom: 14px; line-height: 1.4; }
.seg-opts { display: flex; flex-wrap: wrap; gap: 12px; }
.seg-opts label { position: relative; font-weight: 600; }
.seg-opts input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.seg-opts span {
  display: inline-flex; align-items: center; min-height: 44px; padding: 8px 16px;
  border: 1.5px solid var(--line-strong); border-radius: 999px; background: var(--surface);
  font-size: .9375rem; line-height: 1.25; transition: background-color .15s, border-color .15s, color .15s;
}
.seg-opts label:hover span { border-color: var(--brand); }
.seg-opts input:checked + span { background: var(--brand); border-color: var(--brand); color: var(--on-brand); }
.seg-opts input:checked + span::before { content: ""; width: 14px; height: 8px; border: solid currentColor; border-width: 0 0 2.5px 2.5px; transform: rotate(-45deg) translate(1px, -2px); margin-right: 8px; }
.seg-opts input:focus-visible + span { outline: 3px solid var(--focus); outline-offset: 3px; }

.checks { display: grid; gap: 10px; }
.checks label { display: flex; gap: 12px; align-items: flex-start; font-weight: 500; padding: 12px 14px; border-radius: var(--r-input); background: var(--surface-2); line-height: 1.45; cursor: pointer; }
.checks label:hover { background: var(--tint); }
.checks input { appearance: none; -webkit-appearance: none; flex: none; width: 24px; height: 24px; margin: 0; border: 2px solid var(--line-strong); border-radius: 6px; background: var(--surface); display: grid; place-items: center; cursor: pointer; }
.checks input::after { content: ""; width: 10px; height: 6px; border: solid var(--on-brand); border-width: 0 0 2.5px 2.5px; transform: rotate(-45deg) translate(1px, -1px); opacity: 0; }
.checks input:checked { background: var(--brand); border-color: var(--brand); }
.checks input:checked::after { opacity: 1; }
.checks.inline { grid-template-columns: repeat(auto-fill, minmax(140px, 1fr)); }

.planner .cta { width: 100%; }
.planner-note { display: flex; gap: 10px; color: var(--muted); font-size: .875rem; line-height: 1.45; }
.planner-note .ic { color: var(--brand-text); width: 18px; height: 18px; margin-top: 1px; }

input:not([type]), textarea {
  width: 100%; border: 2px solid var(--line-strong); border-radius: var(--r-input); background: var(--surface);
  padding: 12px 14px; font-size: 1rem; line-height: 1.5;
}
input:not([type]):focus-visible, textarea:focus-visible { border-color: var(--brand); outline: 3px solid color-mix(in srgb, var(--focus) 35%, transparent); outline-offset: 1px; }
::placeholder { color: var(--muted); opacity: 1; }

/* ---------- results ---------- */
.results { background: var(--surface-2); border-block: 1px solid var(--line); }
.results:focus { outline: none; }
.res-head { margin-bottom: 24px; }
.results-sub { color: var(--muted); margin-top: 10px; max-width: 75ch; }
.res-top { display: grid; gap: 16px; }
.res-right { display: contents; }
@media (min-width: 900px) {
  .res-top { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 20px; align-items: start; }
  .res-right { display: grid; gap: 20px; min-width: 0; }
  .res-right .chart-card { margin-top: 0; }
}

.donut-card { margin: 0; display: grid; gap: 20px; align-content: start; }
@media (min-width: 560px) and (max-width: 899px) { .donut-card { grid-template-columns: 220px 1fr; align-items: center; } }
.donut-wrap { width: min(240px, 72vw); margin-inline: auto; }
.donut { width: 100%; height: auto; }
.donut-base { fill: none; stroke: var(--surface-2); stroke-width: 34; }
.donut .seg { fill: none; stroke-width: 34; }
.donut-big { font: 800 26px var(--f-display); fill: var(--ink); letter-spacing: -0.5px; }
.donut-small { font: 600 13px var(--f-body); fill: var(--muted); }
.legend { list-style: none; margin: 12px 0 0; padding: 0; display: grid; gap: 4px; }
.legend li { display: grid; grid-template-columns: 14px 1fr auto; gap: 10px; align-items: center; padding: 8px 0; border-bottom: 1px solid var(--line); }
.legend li:last-child { border-bottom: 0; }
.legend .sw { width: 14px; height: 14px; border-radius: 4px; box-shadow: inset 0 0 0 1px rgb(0 0 0 / .12); }
.lg-name { font-weight: 600; font-size: .9375rem; line-height: 1.3; }
.lg-val { font-weight: 800; font-family: var(--f-display); text-align: right; }
.lg-val small { display: block; font: 500 .8125rem var(--f-body); color: var(--muted); }

.summary-card { display: grid; gap: 20px; align-content: start; order: -1; }
@media (min-width: 900px) { .summary-card { order: 0; } }
.statement { font-size: 1.0625rem; line-height: 1.6; }
.statement b { font-weight: 800; }
.statement .neg { color: var(--neg); }
.kpis { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 0; }
.kpi { background: var(--surface-2); border-radius: var(--r-tile); padding: 14px; display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.kpi dt { font-size: .875rem; color: var(--muted); font-weight: 600; line-height: 1.3; }
.kpi dd { margin: 0; display: flex; flex-wrap: wrap; align-items: center; gap: 6px 8px; }
.kpi-val { font: 800 clamp(1.375rem, 1rem + 1.6vw, 2rem)/1.05 var(--f-display); letter-spacing: -0.02em; overflow-wrap: anywhere; }
.kpi-main { background: var(--brand); }
.kpi-main dt, .kpi-main .kpi-val { color: var(--on-brand); }
.kpi-tag { display: inline-flex; align-items: center; gap: 4px; font-size: .8125rem; font-weight: 700; padding: 3px 9px 3px 6px; border-radius: 999px; }
.kpi-tag .ic { width: 15px; height: 15px; }
.kpi-real.pos .kpi-tag { background: var(--pos-soft); color: var(--pos); }
.kpi-real.neg .kpi-tag { background: var(--neg-soft); color: var(--neg); }
.kpi-real.neg .kpi-val { color: var(--neg); }

.chart-card { margin-top: 0; }
.growth { margin-top: 18px; width: 100%; }
.growth svg { width: 100%; height: auto; overflow: visible; }
.g-grid { stroke: var(--line); stroke-width: 1; }
.g-base { stroke: var(--line-strong); stroke-width: 1.25; stroke-dasharray: 2 4; }
.g-tick { font: 500 12px var(--f-body); fill: var(--muted); font-variant-numeric: tabular-nums; }
.g-band { fill: color-mix(in srgb, var(--m-growth) 16%, transparent); }
.g-line { fill: none; stroke-width: 3.5; stroke-linecap: round; stroke-linejoin: round; }
.g-nominal { stroke: var(--brand); }
.g-real { stroke: var(--m-growth); stroke-dasharray: 9 6; }
.g-idle { stroke: var(--neg); stroke-dasharray: 2 6; }
.g-dot { stroke: var(--surface); stroke-width: 2.5; }
.g-nominal-dot { fill: var(--brand); } .g-real-dot { fill: var(--m-growth); } .g-idle-dot { fill: var(--neg); }
.chart-key { list-style: none; margin: 16px 0 0; padding: 0; display: grid; gap: 8px; }
@media (min-width: 768px) { .chart-key { grid-template-columns: repeat(3, 1fr); gap: 12px; } }
.chart-key li { display: grid; grid-template-columns: 28px 1fr; gap: 2px 10px; align-items: center; font-size: .875rem; color: var(--muted); font-weight: 600; }
.chart-key b { grid-column: 2; font: 800 1.25rem/1.1 var(--f-display); color: var(--ink); }
.key-line { width: 28px; height: 0; border-top: 3.5px solid; grid-row: span 2; }
.k-nominal .key-line { border-color: var(--brand); }
.k-real .key-line { border-color: var(--m-growth); border-top-style: dashed; }
.k-idle .key-line { border-color: var(--neg); border-top-style: dotted; }

.stat-tiles { display: grid; gap: 10px; margin: 0; }
@media (min-width: 640px) { .stat-tiles { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); } }
.stat { display: grid; grid-template-columns: 44px 1fr; gap: 4px 14px; align-items: start; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-tile); padding: 16px; }
.stat-ic { grid-row: span 2; display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--tint); color: var(--brand-text); }
.stat.neg .stat-ic { background: var(--neg-soft); color: var(--neg); }
.stat dt { grid-column: 2; grid-row: 2; font-size: .875rem; color: var(--muted); line-height: 1.4; }
.stat dd { grid-column: 2; grid-row: 1; margin: 0; font: 800 1.375rem/1.15 var(--f-display); }
.stat.neg dd { color: var(--neg); }
.warnings { list-style: none; padding: 0; margin: 10px 0 0; display: grid; gap: 8px; }
.warnings li { display: flex; gap: 12px; padding: 14px 16px; border-radius: var(--r-tile); background: var(--warn-soft); border: 1px solid color-mix(in srgb, var(--accent) 45%, transparent); line-height: 1.5; }
.warnings .ic { color: var(--ink); margin-top: 2px; }

.lines { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
@media (min-width: 900px) { .lines { grid-template-columns: 1fr 1fr; align-items: start; } }
.opt { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-card); box-shadow: var(--shadow); padding: 18px; display: grid; gap: 16px; position: relative; overflow: hidden; }
.opt::before { content: ""; position: absolute; inset: 0 0 auto; height: 6px; background: var(--c); }
@media (min-width: 768px) { .opt { padding: 22px; } }
.opt-head { display: grid; grid-template-columns: 48px 1fr; gap: 4px 14px; align-items: center; }
.opt-ic { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: var(--surface-2); color: var(--ink); box-shadow: inset 0 0 0 2px var(--c); }
.opt-ic .ic { width: 24px; height: 24px; }
.opt-name h4 { font-size: 1.125rem; font-weight: 700; line-height: 1.25; }
.opt-name .ur { font-size: .8125rem; color: var(--muted); line-height: 1.9; display: block; }
.opt-amt { grid-column: 1 / -1; display: flex; align-items: baseline; flex-wrap: wrap; gap: 4px 10px; padding-top: 6px; }
.opt-amt > .num { font: 800 1.625rem/1.1 var(--f-display); letter-spacing: -0.02em; }
.opt-amt small { color: var(--muted); font-size: .9375rem; font-weight: 600; }
.opt-metrics { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin: 0; }
.opt-metrics > div { background: var(--surface-2); border-radius: 12px; padding: 10px 12px; min-width: 0; }
.opt-metrics .risk { grid-column: 1 / -1; }
.opt-metrics dt { font-size: .8125rem; color: var(--muted); font-weight: 600; }
.opt-metrics dd { margin: 2px 0 0; font: 800 1.125rem/1.25 var(--f-display); display: flex; align-items: center; gap: 4px; flex-wrap: wrap; }
.opt-metrics dd small { font: 600 .8125rem var(--f-body); color: inherit; }
.opt-metrics .ic { width: 16px; height: 16px; }
.opt-metrics .pos dd { color: var(--pos); }
.opt-metrics .neg dd { color: var(--neg); }
.risk dd { gap: 10px; font-size: 1rem; }
.risk small { color: var(--muted) !important; }
.meter { display: inline-flex; gap: 3px; }
.meter span { width: 18px; height: 10px; border-radius: 3px; border: 1.5px solid var(--line-strong); }
.risk.r1 .meter .on, .risk.r2 .meter .on { background: var(--pos); border-color: var(--pos); }
.risk.r3 .meter .on { background: var(--accent); border-color: #B87A0B; }
.risk.r4 .meter .on, .risk.r5 .meter .on { background: var(--neg); border-color: var(--neg); }
.opt-facts { margin: 0; display: grid; gap: 0; }
.opt-facts > div { display: grid; grid-template-columns: 96px 1fr; gap: 12px; padding: 8px 0; border-top: 1px solid var(--line); font-size: .9375rem; line-height: 1.45; }
.opt-facts dt { color: var(--muted); font-weight: 600; }
.opt-facts dd { margin: 0; }
.opt-facts .neg { color: var(--neg); font-weight: 700; }
.opt-flag { display: flex; gap: 10px; background: var(--warn-soft); border-radius: 12px; padding: 10px 12px; font-size: .9375rem; line-height: 1.45; }
.opt-flag .ic { width: 18px; height: 18px; margin-top: 2px; }
.opt-more { border-top: 1px solid var(--line); padding-top: 4px; }
.opt-more summary { display: flex; align-items: center; justify-content: space-between; gap: 8px; min-height: 44px; font-weight: 700; color: var(--brand-text); cursor: pointer; list-style: none; border-radius: 8px; }
.opt-more summary::-webkit-details-marker { display: none; }
.opt-more[open] .chev { transform: rotate(180deg); }
.chev { transition: transform .2s var(--ease); }
.opt-more p { font-size: .9375rem; line-height: 1.55; margin-top: 8px; }
.opt-more .src { color: var(--muted); }

.compare { margin-top: 24px; display: grid; gap: 12px; }
.cmp-card { display: grid; gap: 16px; }
.cmp-card .ic { color: var(--brand-text); }
.cmp-bars { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.cmp-label { display: block; font-size: .875rem; font-weight: 600; color: var(--muted); margin-bottom: 4px; }
.cmp-row { display: flex; align-items: center; gap: 12px; }
.cmp-bar { height: 22px; width: var(--w); min-width: 4px; max-width: calc(100% - 110px); border-radius: 6px; flex: none; }
.b-today .cmp-bar { background: var(--line-strong); }
.b-mix .cmp-bar { background: var(--brand); }
.b-idle .cmp-bar { background: repeating-linear-gradient(135deg, var(--neg) 0 6px, color-mix(in srgb, var(--neg) 60%, var(--surface)) 6px 10px); }
.cmp-row b { font: 800 1.0625rem var(--f-display); white-space: nowrap; }
.assume { display: flex; gap: 10px; color: var(--muted); font-size: .9375rem; }
.assume .ic { width: 18px; height: 18px; margin-top: 3px; color: var(--brand-text); }

.matched .post-list { margin-top: 0; }
.disclaimer { display: flex; gap: 12px; margin-top: 32px; padding: 16px 18px; border-radius: var(--r-tile); background: var(--surface); border: 1px solid var(--line); font-size: .9375rem; line-height: 1.55; color: var(--muted); }
.disclaimer strong { color: var(--ink); }
.disclaimer .ic { color: var(--ink); margin-top: 2px; }

/* ---------- selects (planner currency, idle money) ---------- */
select {
  appearance: none; -webkit-appearance: none; width: 100%; min-height: 52px;
  padding: 0 44px 0 14px; border: 2px solid var(--line-strong); border-radius: var(--r-input);
  font: 600 1rem var(--f-body); color: var(--ink); cursor: pointer;
  background: var(--surface) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230D5C55' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center / 20px;
}
select:hover { border-color: var(--brand); }
select:focus-visible { border-color: var(--brand); outline: 3px solid color-mix(in srgb, var(--focus) 35%, transparent); outline-offset: 1px; }
.fx-field { padding: 12px; border-radius: var(--r-input); background: var(--tint); }

/* ---------- overseas card (in results) ---------- */
.fx-card .cmp-row b { min-width: 0; }
.b-steady .cmp-bar { background: var(--brand); }
.b-fall .cmp-bar { background: repeating-linear-gradient(135deg, var(--neg) 0 6px, color-mix(in srgb, var(--neg) 60%, var(--surface)) 6px 10px); }
.b-usd .cmp-bar { background: var(--accent); }
.fx-how { margin: 0; padding-left: 1.2em; display: grid; gap: 6px; }
.fx-note { color: var(--muted); font-size: .9375rem; }

/* ---------- idle money ---------- */
.idle-grid { display: grid; gap: 16px; }
@media (min-width: 1024px) { .idle-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 20px; align-items: start; } }
.idle-form { display: grid; gap: 20px; }
.idle-form .cta { width: 100%; }
.idle-form .amount-input { flex: 1; min-width: 0; border: 0; background: none; padding: 10px 0; font: 800 1.625rem/1.2 var(--f-display); font-variant-numeric: tabular-nums; }
.idle-form .amount-input:focus { outline: none; }
.idle-form .amount-input[aria-invalid="true"] { color: var(--neg); }
.idle-result { display: grid; gap: 18px; align-content: start; }
.idle-big { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.idle-big .num { font: 800 clamp(2.25rem, 1.6rem + 2.6vw, 3.25rem)/1 var(--f-display); letter-spacing: -0.03em; color: var(--pos); }
.idle-big span:last-child { color: var(--muted); max-width: 32ch; line-height: 1.4; }
.idle-result .b-now .cmp-bar { background: var(--line-strong); }
.idle-result .b-liquid .cmp-bar { background: var(--brand); }
.idle-result .b-lock .cmp-bar { background: var(--accent); }
.idle-result .cmp-label small { font-weight: 500; }

/* ---------- rates ---------- */
.rates-grid { display: grid; gap: 14px; }
@media (min-width: 1024px) { .rates-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 20px; align-items: stretch; } }
.rate-feature {
  border-radius: var(--r-card); padding: 22px; color: #FFFFFF; position: relative; overflow: hidden;
  background: radial-gradient(90% 70% at 100% 100%, #1C7A70 0%, transparent 70%), #0A3F3B;
  display: grid; gap: 18px; align-content: start;
}
.rate-feature .card-h { color: #FFFFFF; }
.rf-gap { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.rf-gap .num { font: 800 3rem/1 var(--f-display); letter-spacing: -0.03em; color: #FFC955; }
.rf-gap span:last-child { font-size: .9375rem; color: #D6E7E3; max-width: 30ch; line-height: 1.4; }
.rf-bars { margin: 0; display: grid; gap: 16px; }
.rf-bars dt { display: flex; align-items: center; gap: 8px; font-weight: 600; font-size: .9375rem; color: #D6E7E3; margin-bottom: 6px; }
.rf-bars dt .ic { width: 18px; height: 18px; }
.rf-bars dd { margin: 0; display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.rf-bar { height: 16px; width: calc(var(--w) * .62); border-radius: 5px; }
.rf-bar.rf-a { background: #7AD6C6; }
.rf-bar.rf-b { background: #FFB940; }
.rf-bars .num { font: 800 1.375rem var(--f-display); color: #FFFFFF; }
.rf-bars small { flex-basis: 100%; color: #B8CFCA; font-size: .8125rem; }
@media (min-width: 768px) { .rate-feature { padding: 28px; } }

.rate-list { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
@media (min-width: 768px) { .rate-list { grid-template-columns: repeat(4, 1fr); } }
@media (min-width: 1024px) { .rate-list { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1200px) { .rate-list { grid-template-columns: repeat(4, 1fr); } }
.rate-list li { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-tile); padding: 14px; display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.rate-ic { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 10px; background: var(--tint); color: var(--brand-text); margin-bottom: 6px; }
.rate-ic .ic { width: 18px; height: 18px; }
.rate-label { font-size: .875rem; font-weight: 600; color: var(--muted); line-height: 1.3; }
.rate-val { font: 800 1.5rem/1.1 var(--f-display); letter-spacing: -0.02em; }
.rate-date { font-size: .8125rem; color: var(--muted); }

/* ---------- myths ---------- */
.facts { background: var(--surface); border-block: 1px solid var(--line); }
.fact-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
@media (min-width: 700px) { .fact-list { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1100px) { .fact-list { grid-template-columns: repeat(3, 1fr); } }
.fact { border-radius: var(--r-card); padding: 20px; display: flex; flex-direction: column; gap: 10px; background: var(--bg); border: 1px solid var(--line); }
.fact:nth-child(3n+1) { background: var(--tint); border-color: transparent; }
.fact h3 { font-size: 1.25rem; font-weight: 700; line-height: 1.2; }
.fact > p:not(.verdict) { color: var(--ink); font-size: .9375rem; line-height: 1.55; }
.verdict { align-self: flex-start; display: inline-flex; align-items: center; gap: 6px; font-weight: 800; font-size: .875rem; padding: 5px 12px 5px 8px; border-radius: 999px; transform: rotate(-1.5deg); }
.verdict .ic { width: 18px; height: 18px; }
.fact.false .verdict { background: var(--neg); color: #FFFFFF; }
.fact.partly .verdict { background: var(--accent); color: var(--on-accent); }
[data-theme="dark"] .fact.false .verdict { background: #C4372B; }
.src-link { margin-top: auto; align-self: flex-start; display: inline-flex; align-items: center; gap: 6px; font-weight: 700; font-size: .9375rem; min-height: 32px; }
.src-link .ic { width: 16px; height: 16px; }
.more-btn {
  margin-top: 20px; display: inline-flex; align-items: center; gap: 8px; min-height: 48px; padding: 0 22px;
  border-radius: 999px; border: 2px solid var(--ink); background: transparent; font-weight: 800; font-family: var(--f-display); font-size: 1rem;
}
.more-btn:hover { background: var(--ink); color: var(--bg); }

/* ---------- PSX ---------- */
.market-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 0; }
@media (min-width: 768px) { .market-stats { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 1100px) { .market-stats { grid-template-columns: repeat(6, 1fr); } }
.mstat { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-tile); padding: 14px; display: flex; flex-direction: column; gap: 4px; min-width: 0; }
.mstat-ic { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: var(--surface-2); color: var(--ink); margin-bottom: 4px; }
.mstat-ic .ic { width: 18px; height: 18px; }
.mstat.pos .mstat-ic { background: var(--pos-soft); color: var(--pos); }
.mstat.neg .mstat-ic { background: var(--neg-soft); color: var(--neg); }
.mstat dd { order: -1; margin: 0; font: 800 1.5rem/1.1 var(--f-display); letter-spacing: -0.02em; }
.mstat .mstat-ic { order: -2; }
.mstat dt { font-size: .8125rem; color: var(--muted); line-height: 1.35; }

.table-wrap { overflow-x: auto; border-radius: var(--r-card); border: 1px solid var(--line); background: var(--surface); box-shadow: var(--shadow); }
.table-wrap:focus-visible { outline-offset: 2px; }
table { border-collapse: collapse; width: 100%; min-width: 860px; font-size: .9375rem; }
.etf-table { min-width: 640px; }
caption { text-align: left; padding: 14px 16px; color: var(--muted); font-size: .875rem; border-bottom: 1px solid var(--line); }
th, td { padding: 12px 14px; text-align: left; vertical-align: middle; }
thead th { font-size: .8125rem; font-weight: 700; color: var(--muted); background: var(--surface-2); white-space: nowrap; }
tbody tr + tr { border-top: 1px solid var(--line); }
tbody tr:hover { background: color-mix(in srgb, var(--tint) 50%, transparent); }
tbody th { font-family: var(--f-display); font-weight: 800; position: sticky; left: 0; background: var(--surface); }
tbody tr:hover th { background: color-mix(in srgb, var(--tint) 50%, var(--surface)); }
td.num, th.num { white-space: nowrap; text-align: right; }
.chg { display: inline-flex; align-items: center; gap: 3px; font-weight: 700; font-variant-numeric: tabular-nums; }
.chg .ic { width: 14px; height: 14px; }
.chg.up { color: var(--pos); } .chg.down { color: var(--neg); }
.bar-col { min-width: 160px; }
.bar-wrap { display: flex; align-items: center; gap: 10px; }
.bar-wrap > :first-child { min-width: 64px; }
.mini-bar { display: block; height: 8px; width: calc(var(--w) * 72px); min-width: 3px; border-radius: 3px; }
.mini-bar.up { background: var(--pos); } .mini-bar.down { background: var(--neg); } .mini-bar.aum { background: var(--m-growth); }

/* ---------- advice ---------- */
.advice-grid { display: grid; gap: 28px; }
.advice-grid > *, .hero-grid > *, .res-top > *, .rates-grid > *, .scam-panel > *, .foot-grid > * { min-width: 0; }
@media (min-width: 1024px) { .advice-grid { grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: 48px; align-items: start; } .advice-side { position: sticky; top: calc(var(--header-h) + 24px); } }
.advice-side .spot { width: 150px; height: auto; margin-bottom: 12px; }
@media (min-width: 1024px) { .advice-side .spot { width: 200px; } }
.new-post { margin-top: 24px; border-radius: var(--r-card); background: var(--surface); border: 1px solid var(--line); }
.new-post summary { display: flex; align-items: center; gap: 10px; min-height: 56px; padding: 0 18px; font: 800 1.0625rem var(--f-display); cursor: pointer; list-style: none; border-radius: var(--r-card); }
.new-post summary::-webkit-details-marker { display: none; }
.new-post summary .ic { color: var(--brand-text); transition: transform .2s var(--ease); }
.new-post[open] summary .ic { transform: rotate(45deg); }
.new-post form { padding: 4px 18px 20px; display: grid; gap: 16px; }
.form-end { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }

.filters { display: flex; gap: 8px; overflow-x: auto; padding: 4px 4px 12px; margin: -4px -4px 8px; scrollbar-width: thin; }
.filter { flex: none; min-height: 44px; padding: 0 16px; border-radius: 999px; border: 1.5px solid var(--line-strong); background: var(--surface); font-weight: 700; font-size: .9375rem; white-space: nowrap; }
.filter:hover { border-color: var(--brand); }
.filter[aria-pressed="true"] { background: var(--ink); border-color: var(--ink); color: var(--bg); }

.post-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
@media (min-width: 768px) { #post-list { grid-template-columns: 1fr 1fr; align-items: start; } }
.post { display: grid; grid-template-columns: 48px 1fr; gap: 14px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-card); padding: 16px; box-shadow: var(--shadow); }
.vote { display: flex; flex-direction: column; align-items: center; gap: 2px; background: var(--surface-2); border-radius: 999px; padding: 4px 0; align-self: start; }
.vote button { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 999px; border: 0; background: transparent; color: var(--muted); }
.vote button:hover { background: var(--tint); color: var(--ink); }
.vote button[aria-pressed="true"][data-vote="1"] { background: var(--brand); color: var(--on-brand); }
.vote button[aria-pressed="true"][data-vote="-1"] { background: var(--neg); color: #FFFFFF; }
[data-theme="dark"] .vote button[aria-pressed="true"][data-vote="-1"] { background: #C4372B; }
.vote .count { font: 800 1rem var(--f-display); }
.post-body h3, .post-body h4 { font-size: 1.125rem; font-weight: 700; line-height: 1.25; }
.post-body > p { margin-top: 8px; font-size: .9375rem; line-height: 1.55; }
.post-tags { list-style: none; padding: 0; margin: 10px 0 0; display: flex; flex-wrap: wrap; gap: 6px; }
.post-tags li { font-size: .8125rem; font-weight: 700; padding: 3px 10px; border-radius: 999px; background: var(--tint); color: var(--brand-text); }
.by { display: flex; align-items: center; gap: 6px; color: var(--muted); font-size: .875rem !important; }
.by .ic { width: 16px; height: 16px; }

/* ---------- scam ---------- */
.scam-panel {
  border-radius: 28px; padding: 24px 18px; display: grid; gap: 24px;
  background: radial-gradient(80% 60% at 0% 0%, color-mix(in srgb, var(--m-reit) 20%, transparent), transparent 70%), var(--neg-soft);
  border: 1px solid color-mix(in srgb, var(--neg) 22%, transparent);
}
@media (min-width: 900px) { .scam-panel { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); padding: 44px; gap: 44px; } }
.scam-intro .spot { width: 160px; height: auto; margin-bottom: 8px; }
@media (min-width: 900px) { .scam-intro .spot { width: 220px; } }
.scam-intro .section-lede { color: var(--ink); }
.scam-work { display: grid; gap: 16px; align-content: start; }
#scam-form { display: grid; gap: 10px; background: var(--surface); border-radius: var(--r-card); padding: 18px; box-shadow: var(--shadow); }
#scam-form .cta { justify-self: start; }
.scam-empty, .clean { display: flex; gap: 12px; padding: 16px; border-radius: var(--r-tile); background: var(--surface); line-height: 1.5; }
.clean { background: var(--pos-soft); }
.clean .ic { color: var(--pos); }
.scam-out { background: var(--surface); border-radius: var(--r-card); padding: 18px; display: grid; gap: 14px; box-shadow: var(--shadow); }
.scam-verdict { display: flex; gap: 12px; padding: 14px; border-radius: var(--r-tile); background: var(--neg); color: #FFFFFF; line-height: 1.45; }
[data-theme="dark"] .scam-verdict { background: #A3271D; }
.scam-verdict .ic { width: 24px; height: 24px; }
.flags { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; counter-reset: flag; }
.flags li { display: flex; gap: 12px; padding: 12px 14px; border-radius: 12px; background: var(--neg-soft); font-size: .9375rem; line-height: 1.5; }
.flags .ic { color: var(--neg); margin-top: 2px; }
.tier-h { font-size: 1.0625rem; font-weight: 700; margin-top: 6px; }
.tier { font-size: .9375rem; line-height: 1.55; }
.report-steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; counter-reset: step; }
@media (min-width: 640px) { .report-steps { grid-template-columns: repeat(3, 1fr); } }
.report-steps li { counter-increment: step; display: flex; align-items: center; gap: 10px; padding: 12px; border-radius: 12px; background: var(--surface-2); font-size: .9375rem; line-height: 1.35; }
.report-steps li::before { content: counter(step); display: grid; place-items: center; flex: none; width: 26px; height: 26px; border-radius: 999px; background: var(--ink); color: var(--bg); font: 800 .875rem var(--f-display); }
.report-steps .ic { color: var(--brand-text); }

/* ---------- footer ---------- */
.foot { background: #0A3F3B; color: #E3EEEB; padding-block: 48px 40px; }
.foot a { color: #FFFFFF; }
.foot-grid { display: grid; gap: 28px; }
@media (min-width: 900px) { .foot-grid { grid-template-columns: 1fr 1.6fr 1fr; gap: 48px; } }
.foot-logo { display: flex; align-items: center; gap: 10px; font: 800 1.375rem var(--f-display); color: #FFFFFF; }
.foot-ur { font: 500 1.125rem/2.2 var(--f-ur); color: #FFC955; }
.foot-copy p + p { margin-top: 10px; }
.foot-copy { font-size: .9375rem; line-height: 1.6; }
.foot-copy strong { color: #FFFFFF; }
.foot-nav ul { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 4px 16px; }
.foot-nav a { display: inline-flex; min-height: 36px; align-items: center; font-weight: 600; text-decoration: none; }
.foot-nav a:hover { text-decoration: underline; }
.foot :focus-visible { outline-color: #FFC955; }

/* ---------- motion (motion.js adds .motion only when reduced motion is off) ---------- */
@media (prefers-reduced-motion: no-preference) {
  .motion [data-reveal] { opacity: 0; transform: translateY(16px); transition: opacity .6s var(--ease), transform .6s var(--ease); transition-delay: calc(var(--i, 0) * 70ms); }
  .motion [data-reveal].is-in { opacity: 1; transform: none; }
  .motion .art-board { transform-box: fill-box; transform-origin: right center; animation: board-in .7s var(--ease) both; }
  .motion .art-board:nth-of-type(2) { transform-origin: left center; }
  .motion .art-sprout { transform-box: fill-box; transform-origin: bottom center; animation: sprout 1s .5s var(--ease) both; }
  .motion .growth.draw .g-nominal { stroke-dasharray: 1 1; animation: draw 1.1s var(--ease) both; }
  .motion .growth.draw .g-real { animation: fade-in .6s .5s both; }
  .motion .growth.draw .g-idle { animation: fade-in .6s .3s both; }
}
@keyframes board-in { from { opacity: 0; transform: scaleX(.6); } }
@keyframes sprout { from { transform: scale(0); } }
@keyframes draw { from { stroke-dashoffset: 1; } to { stroke-dashoffset: 0; } }
@keyframes seg-in { from { stroke-dasharray: 0 var(--c); } }
@media (prefers-reduced-motion: no-preference) {
  .motion .donut.grow .seg { animation: seg-in .9s var(--ease) both; animation-delay: calc(var(--i) * 90ms); }
}

/* ---------- start at any age ---------- */
.ages { background: var(--surface); border-block: 1px solid var(--line); }
.age-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 20px; }
@media (min-width: 900px) { .age-list { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; } }
.age-card { --c: var(--brand); --soft: var(--tint); position: relative; overflow: hidden; border: 1px solid var(--line); border-radius: var(--r-card); background: var(--bg); padding: 24px; display: flex; flex-direction: column; gap: 18px; }
@media (min-width: 768px) { .age-card { padding: 32px; } }
.age-card::before { content: ""; position: absolute; inset: 0 0 auto; height: 6px; background: var(--c); }
.a-teen { --c: #2F5DA8; --soft: #E1E9F7; }
.a-young { --c: var(--brand); }
.a-mid { --c: #C98512; --soft: var(--accent-soft); }
.a-senior { --c: #C2462B; --soft: var(--neg-soft); }
:root[data-theme="dark"] .a-teen { --soft: #1B2A44; }
.age-top { display: flex; align-items: center; gap: 16px; }
.age-ic { flex: none; display: grid; place-items: center; width: 56px; height: 56px; border-radius: 16px; background: var(--soft); color: var(--c); }
.age-ic .ic { width: 28px; height: 28px; }
.age-badge { display: inline-block; font: 800 .875rem var(--f-display); padding: 3px 12px; border-radius: 999px; background: var(--c); color: #FFFFFF; margin-bottom: 4px; }
.age-card h3 { font-size: 1.375rem; font-weight: 800; line-height: 1.2; }
.age-can { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.age-can li { display: flex; gap: 10px; align-items: flex-start; font-size: 1.0625rem; line-height: 1.45; }
.age-can .ic { flex: none; width: 22px; height: 22px; margin-top: 2px; padding: 3px; border-radius: 50%; background: var(--soft); color: var(--c); }
.age-need { color: var(--muted); line-height: 1.5; padding-top: 16px; border-top: 1px dashed var(--line-strong); }
.age-need strong { color: var(--ink); }
.age-step { display: flex; gap: 10px; margin-top: auto; padding: 14px 16px; border-radius: var(--r-input); background: var(--soft); line-height: 1.45; }
.age-step .ic { flex: none; margin-top: 3px; color: var(--c); }
.age-more { margin-top: 24px; border: 1px solid var(--line); border-radius: var(--r-input); background: var(--bg); }
.age-more summary { cursor: pointer; padding: 14px 18px; font-weight: 700; display: flex; justify-content: space-between; align-items: center; gap: 12px; list-style: none; min-height: 48px; }
.age-more summary::-webkit-details-marker { display: none; }
.age-more[open] .chev { transform: rotate(180deg); }
.age-more ul { margin: 0; padding: 0 18px 18px 36px; display: grid; gap: 8px; line-height: 1.5; color: var(--muted); }

/* ---------- foreign shares ---------- */
.abroad-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
@media (min-width: 1024px) { .abroad-list { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.ab-card { border-radius: var(--r-card); padding: 20px; border: 2px solid var(--c); background: var(--soft); display: grid; gap: 12px; align-content: start; }
.ab-ok { --c: var(--pos); --soft: var(--pos-soft); }
.ab-grey { --c: var(--accent); --soft: var(--accent-soft); }
.ab-no { --c: var(--neg); --soft: var(--neg-soft); }
.ab-card h3 { display: flex; align-items: center; gap: 8px; font-size: 1.25rem; font-weight: 800; }
.ab-card h3 .ic { color: var(--c); width: 26px; height: 26px; }
.ab-grey h3 .ic { color: var(--ink); }
.ab-card ul { margin: 0; padding-left: 1.1em; display: grid; gap: 10px; line-height: 1.5; }
.ab-spot { margin-top: 16px; display: grid; gap: 12px; }
.ab-spot ol { margin: 0; padding-left: 1.3em; display: grid; gap: 8px; line-height: 1.5; }
.ab-spot a { color: var(--brand-text); font-weight: 700; }

/* ---------- money words ---------- */
.words { background: var(--surface); border-top: 1px solid var(--line); }
.word-list { margin: 28px 0 0; display: grid; gap: 12px; }
@media (min-width: 768px) { .word-list { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1200px) { .word-list { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.word-list > div { padding: 16px; border-radius: var(--r-input); background: var(--bg); border: 1px solid var(--line); }
.word-list dt { font: 800 1.0625rem var(--f-display); display: flex; justify-content: space-between; gap: 8px; align-items: baseline; flex-wrap: wrap; }
.word-list dt .ur { font-family: "Noto Nastaliq Urdu", serif; font-weight: 400; color: var(--brand-text); font-size: 1rem; line-height: 2; }
.word-list dd { margin: 4px 0 0; line-height: 1.5; }

.opt-what { margin-top: 6px; color: var(--muted); font-size: .9375rem; line-height: 1.45; max-width: 52ch; }

/* ---------- "what is this?" info buttons ---------- */
.tip { display: inline-flex; vertical-align: middle; margin-left: 6px; font: 400 1rem/1 var(--f-body); text-transform: none; letter-spacing: normal; }
.tip-btn { position: relative; display: grid; place-items: center; width: 28px; height: 28px; padding: 0; border: 1.5px solid color-mix(in srgb, var(--brand) 35%, transparent); border-radius: 50%; background: var(--tint); color: var(--brand-text); cursor: help; flex: none; }
.tip-btn .ic { width: 16px; height: 16px; }
.tip-btn:hover, .tip-btn[aria-expanded="true"] { background: var(--brand); border-color: var(--brand); color: var(--on-brand); }
.tip-btn:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
.tip-pop { position: fixed; z-index: 60; max-height: calc(100vh - 110px); overflow-y: auto; display: block; padding: 14px 16px; border-radius: 14px; background: var(--surface); color: var(--ink); border: 1px solid var(--line-strong); box-shadow: var(--shadow-lg); font: 400 .9375rem/1.5 var(--f-body); text-align: left; white-space: normal; }
.tip-pop[hidden] { display: none; }
.tip-pop .tp-h { display: block; font: 800 1rem var(--f-display); margin-bottom: 4px; color: var(--ink); }
.tip-pop .tp-p, .tip-pop .tp-def { display: block; }
.tip-pop .tp-ex { display: block; margin-top: 8px; padding: 8px 10px; border-radius: 8px; background: var(--tint); }
.tip-pop .tp-list { display: grid; gap: 4px; margin-top: 10px; padding-top: 10px; border-top: 1px solid var(--line); }
.tip-pop .tp-row { display: block; }
.tip-pop b { font-weight: 700; }
th .tip { margin-left: 4px; }
.rate-label .tip, .lg-name .tip { margin-left: 4px; }

/* Small laptops: the full link row doesn't fit next to the brand, so use the Menu button alone. */
@media (min-width: 1024px) and (max-width: 1239px) { .nav-desktop { display: none; } }

/* ---------- breathing room for everything below the hero ---------- */
main > section:not(.hero) { padding-block: 72px; }
@media (min-width: 1024px) { main > section:not(.hero) { padding-block: 112px; } }
.sec-head { margin-bottom: 40px; gap: 20px; }
@media (min-width: 768px) { .sec-head { margin-bottom: 56px; gap: 40px; } }
.section-lede { margin-top: 16px; line-height: 1.6; }
.block-h { margin: 64px 0 24px; }

/* results */
.res-head { margin-bottom: 36px; }
.res-top { gap: 24px; }
.summary-card { gap: 28px; }
.kpis { gap: 14px; }
.stat-tiles { gap: 16px; }
.warnings { gap: 12px; margin-top: 16px; }
.lines { gap: 24px; }
.opt { padding: 24px; gap: 22px; }
@media (min-width: 768px) { .opt { padding: 28px; } }
.opt-metrics { gap: 12px; }
.opt-metrics > div { padding: 12px 14px; }
.opt-facts > div { grid-template-columns: 120px 1fr; gap: 16px; padding: 12px 0; }
.compare { margin-top: 40px; gap: 20px; }
.disclaimer { margin-top: 48px; }

/* idle, ages, rates, myths, PSX, foreign shares, advice, words */
.idle-grid { gap: 24px; }
@media (min-width: 1024px) { .idle-grid { gap: 32px; } }
.idle-form, .idle-result { gap: 24px; }
.age-list { gap: 24px; }
@media (min-width: 900px) { .age-list { gap: 32px; } }
.rates-grid { gap: 24px; }
.rate-list { gap: 16px; }
.rate-list li { padding: 18px; gap: 6px; }
@media (min-width: 1200px) { .rate-list { grid-template-columns: repeat(2, 1fr); } }
.fact-list { gap: 24px; }
.market-stats { gap: 16px; }
@media (min-width: 1100px) { .market-stats { grid-template-columns: repeat(3, 1fr); } }
.abroad-list { gap: 24px; }
.ab-card { padding: 28px; gap: 16px; }
.ab-spot { margin-top: 32px; }
.advice-grid { gap: 40px; }
@media (min-width: 1024px) { .advice-grid { gap: 64px; } }
.post-list { gap: 20px; }
.word-list { gap: 16px; margin-top: 40px; }
.word-list > div { padding: 20px; }
.fine { margin-top: 20px; line-height: 1.6; }

/* Idle money: full-size button that sits inside the card, and cards of equal height */
@media (min-width: 1024px) { .idle-grid { align-items: stretch; } }
.idle-form .cta { width: 100%; min-height: 56px; margin-top: 8px; box-shadow: inset 0 -3px 0 rgb(16 42 44 / .18); }
.idle-form .cta:hover { box-shadow: inset 0 -3px 0 rgb(16 42 44 / .22), 0 6px 14px -8px rgb(201 133 18 / .6); }

/* ---------- share, freshness, return visit, how to start ---------- */
.fresh { display: flex; gap: 8px; align-items: flex-start; margin-top: 12px; font-size: .9375rem; color: var(--muted); }
.fresh .ic { width: 18px; height: 18px; margin-top: 2px; flex: none; color: var(--brand-text); }
.fresh strong { color: var(--ink); }
.share-bar { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 20px; }
.share-bar .more-btn { margin-top: 0; }
.share-bar a.cta { text-decoration: none; }
.share-status { flex-basis: 100%; font-size: .9375rem; color: var(--muted); word-break: break-all; }
.share-status:empty { display: none; }
.return-note { display: grid; gap: 12px; background: var(--accent-soft); border-radius: 14px; padding: 14px 16px; margin-bottom: 16px; font-size: .9375rem; line-height: 1.5; color: var(--ink); }
.return-note[hidden] { display: none; }
.return-note p { display: flex; gap: 10px; }
.return-note .ic { width: 18px; height: 18px; margin-top: 2px; flex: none; }
.return-note .neg { color: var(--neg); }
.return-note .pos { color: var(--pos); }
.return-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 16px; }
.planner .return-actions .cta { width: auto; }
.link-btn { background: none; border: 0; padding: 0 4px; min-height: 44px; font-weight: 700; color: var(--ink); text-decoration: underline; text-underline-offset: 3px; }
.how { display: grid; gap: 8px; background: var(--surface-2); border-radius: 14px; padding: 12px 14px; font-size: .9375rem; line-height: 1.5; }
.how-link { justify-self: start; display: inline-flex; align-items: center; gap: 6px; min-height: 32px; font-weight: 700; color: var(--brand-text); }
.how-link .ic { width: 16px; height: 16px; }
.changes { margin-top: 24px; }
.change-list { list-style: none; margin: 12px 0 0; padding: 0; display: grid; gap: 0; }
.change-list li { display: grid; grid-template-columns: 104px 1fr; gap: 12px; padding: 10px 0; border-top: 1px solid var(--line); font-size: .9375rem; line-height: 1.5; }
.change-list time { font-weight: 700; color: var(--muted); }
@media (max-width: 480px) { .change-list li { grid-template-columns: 1fr; gap: 2px; } }

/* ---------- committee ---------- */
.committee p { line-height: 1.55; }
.committee .pos { color: var(--pos); }
.cmp-note { font-size: .9375rem; color: var(--muted); }

/* ---------- install as an app ---------- */
.install-li[hidden], .install-btn[hidden] { display: none; }
.drawer-install { display: flex; gap: 14px; align-items: center; width: 100%; padding: 12px; border: 0; border-radius: var(--r-tile); background: var(--accent-soft); color: var(--ink); text-align: left; font: inherit; }
.drawer-install:hover { background: var(--surface-2); }
.ios-dialog { max-width: min(440px, calc(100vw - 32px)); border: 0; border-radius: 20px; padding: 24px; background: var(--surface); color: var(--ink); box-shadow: var(--shadow-lg); }
.ios-dialog::backdrop { background: rgb(16 42 44 / .5); }
.ios-dialog h2 { font: 800 1.375rem/1.25 var(--f-display); margin: 0 0 12px; }
.ios-dialog ol { margin: 0 0 20px; padding-left: 22px; display: grid; gap: 10px; line-height: 1.5; }
.ios-share { display: inline-block; width: 20px; height: 20px; vertical-align: -4px; color: #0A84FF; }